About this Book Fintech is the short from for Financial Technology. It can be defined as a measure to use technology to have a great access of financial aspects. Finance is the most important part of the working of an organization. It is that type of a department, that is responsible for the control of […]
About this Book Financial report analysis is a process which involves various techniques to review and evaluate the company’s financial statements. These financial statements include Balance sheet, Profit and loss statement and other reports which are generated using the inflow and outflow of the company. The analysis provides the user’s with an understanding of the […]
About this Book Prior to the establishment of the Federal Reserve System (FRS), the U.S. economy faced frequent panics, bank failures, and credit scarcity due to unstable banking and financial systems prevailing in the market. Additionally, due to the rapid industrialization the decentralized banking system became more unstable. Specifically, the financial and the economy panic […]
About this Book Cash flow refers to the total amount of cash-equivalents or real cash that moves in and out of business. Cash flow can be either positive or negative. Positive cash flow refers to increase in the liquid assets of a company, which will make it easy for the said company to take care […]
About this Book Money management does not have to be a complicated issue if an individual applies the right strategies. The spending options are ever increasing than ever before, and the available payment methods are on the rise; one can now pay via various means, like the internet, preauthorized withdrawals, debit card, credit card, check […]
About this Book Investment refers to purchasing products and services for future gains of an individual, a family unit, or an institution. Though these products and services are not purchased for immediate consumption, they have the potential to create higher future returns for the investor. There are various types of products and services available in […]
About this Book Buying a own home or property can be an exhilarating ex perience. However, it might go all wrong if you do not understand the mortgage process in detail. Several individuals and families feel overwhelmed due to the amount of paperwork involved that needs to be complete while undergoing the mortgage loan process. […]
About this Book Credit scores are not the easiest three numbers to understand. With just three figures telling you whether you can obtain a loan or not or get a mortgage or not makes credit scores one of the most important things in our lives. Especially when you depend on loans to help you fulfil […]
About this Book Wall Street is a street comprising of eight blocks in the lower Manhattan region of New York City. It is the original home of the New York Stock Exchange and is known for being the headquarters to some of the most powerful U.S. brokerages and investment banks. The influence this street had […]
About this Book A credit card happens to be one of the most contentious products amongst all the monetary tools that are accessible. Most people pay their expenses using credit cards. However, the leaders and financial experts about using credit cards have completely mixed reviews. In fact there are some who are adamant on destroying […]
About this Book Different schools have different policies regarding how they offer financial aids to students. A student seeking financial aid from any particular institution will, therefore, do well to stay abreast of information about that particular institution and its regulations regarding financial aid. Each of these schools has different aims regarding how much of […]
A range of actors, including the domestic and regional (i.e. EU) legislatures, national and international standard-setting bodies, and private and voluntary sector organizations supply the legal and nonlegal norms, principles, standards, guidelines, and rules that go to make up the framework which is assigned with the task of governing corporate finance and related activities in […]
About this Book Firms seek capital from investors and prepare financial statements to help investors decide whether to invest. Investors expect the firm to add value to their investment—to return more than what was invested—and read financial statements to evaluate the firm’s ability to do so. Financial statements are also used for other purposes. Governments […]
About this Book What is a business? This seems like a pretty straightforward question, one hardly worth spending any time on at all. But, in fact, it is absolutely the first question to ask when you’re starting up, and essential for getting started on the right foot. You may find this statement surprising, but it […]
About this Book In the USA most businesses in operation are made up of micro and small businesses and are therefore of vital importance to the country’s economy. These companies are large generating jobs and wealth, which contributes significantly to the increase in gross domestic product – GDP. But one factor that has been extensively […]
About this Book Guided by the Sharia laws Islamic banking is grounded on the laws on the belief that all types of interest is forbidden. Investing in businesses that deal in business of pork or alcohol or those that lead to gossip such as media or are against Islamic values such as pornography is completely […]
About this Book Bitcoin is entirely a new idea and it seems to be here to stay. It is not like any other thing that the world had seen in a very long time. In bitcoin, you will have access to one of the most inexpensive and fastest means of money transfer across international barriers. […]
About this Book With the globalization process, which resulted in an intense exchange between the countries, the stock market is becoming increasingly important in the international financial scene. Following this trend, developing countries seek to open their economies to receive foreign investments. Thus, the more developed an economy, more active is its capital market. Being […]
About this Book In the United States, the nine digits that make up your Social Security Number (SSN) may be the most important numbers in your life. You are required to obtain an SSN when you start your professional life with your first job, and it will remain with you forever. We use our SSNs […]
About this Book The history of money tells us of the development of the means through which transactions can be carried out with the help of a medium of exchange. From eons now, man has been exchanging goods for a certain price. This price came either in the form of other goods or money. The […]